A quarterly survey of 400 banks by the Federal Reserve Board. The rates reflect commercial loans made by a broad variety of banks: domestic and foreign, large and small. It does not include independent finance companies. Figures reflect all loans in all risk categories of less than $1 million, broken down by size above and below the $100,000 mark.

SMALL-BIZ RATE REPORT
•Home page
CURRENT INTEREST RATES
•Survey of Borrowers
•Survey of Lenders
KEY PROVISIONS
Where you are most likely to find:
•The lowest rate
•The longest maturity
•A call provision
•A prepayment penalty
MARKET FORECAST
•Are rates rising or falling?
•Harder/easier to get a loan?
•Who else is borrowing?
What bankers say
•Is demand rising or falling?
•Will terms ease or tighten?
HOW-TO GUIDES
•Basics of Raising Capital
•Sources of Capital
•Step-by-Step Guide
SEARCH FOR LENDERS
•Introduction