Working Capital
Loan Range: $100,000 to $25 million plus

When you need extra cash to cover operating expenses or accommodate seasonal fluctuations, a commercial line of credit through the Inter Terra Working Capital Management may be the answer.

A Working Capital Management Account Commercial Line of Credit allows you to:
  • Borrow only what you need, eliminating costly interest expense often incurred by over borrowing.
  • Automatically pay down your loan, reducing interest expense.
  • Reuse any prepaid amount without having to reapply.
For lines of credit from $100,000 to $300,000, we offer quick credit decisions, which are generally made within three business days from receipt of a complete loan application package.

 



SMALL-BIZ RATE REPORT
Home page
CURRENT INTEREST RATES
Survey of Borrowers
Survey of Lenders
KEY PROVISIONS
Where you are most likely to find:
•The lowest rate
•The longest maturity
•A call provision
•A prepayment penalty
MARKET FORECAST
•Are rates rising or falling?
•Harder/easier to get a loan?
•Who else is borrowing?
What bankers say
•Is demand rising or falling?
•Will terms ease or tighten?
HOW-TO GUIDES
•Basics of Raising Capital
•Sources of Capital
•Step-by-Step Guide
SEARCH FOR LENDERS
•Introduction